Unity Bank in Ajao Estate is located at 55, Murtala Mohammed Airport Road, Ajao Estate, Isolo, Lagos State. The branch is known as the Osolo Way Branch and operates under the Oshodi-Isolo Local Government Area of Lagos State.
For more context, read the previous guide: Travel Agents in Ajao Estate Lagos: Services, Costs, and 4 Booking Tips.
What Is Unity Bank Nigeria?
Unity Bank Nigeria, formally known as Unity Bank Plc, is a commercial bank licensed by the Central Bank of Nigeria. It is one of Nigeria’s leading retail financial institutions, with over 200 business offices spread across the 36 states and the Federal Capital Territory.
Unity Bank came into being in January 2006 as a result of the merger of 9 financial institutions with expertise in corporate banking, retail banking, and investment banking.
Unity Bank is Nigeria’s 8th largest bank by business locations, with a focus on agribusinesses and small and medium-sized enterprises.
Where Is Unity Bank Located in Ajao Estate?
The Unity Bank branch in Ajao Estate is located at 55, Murtala Mohammed Airport Road, Ajao Estate, Isolo, Lagos State. The branch is referenced in official Unity Bank records as the Osolo Way Branch, after the major road that runs through the Ajao Estate commercial axis.
The full address is:
55, Murtala Mohammed Airport Road,
Ajao Estate, Isolo,
Lagos State, Nigeria
What Are the Contact Details for Unity Bank Ajao Estate?
The phone number for the Unity Bank Ajao Estate branch is 08126413819, as listed in official Unity Bank branch records.
The Unity Bank head office is at Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos. For branch-level enquiries, visit the Ajao Estate branch directly or contact customer care through the Unity Bank website at unitybankng.com.
What Is the Sort Code for Unity Bank Ajao Estate?
The sort code for the Unity Bank Osolo Way Branch in Ajao Estate, Isolo, Lagos is 044151012.
Sort codes in Nigeria are 9-digit identifiers used for interbank transfers and direct debit mandates. The first 3 digits identify the bank, the next digit identifies the location category, and the final 5 digits identify the specific branch.
Detail | Information |
Branch name | Osolo Way Branch |
Branch address | 55, Murtala Mohammed Airport Road, Ajao Estate, Isolo |
State | Lagos |
Sort code | 044151012 |
Phone number | 08126413819 |
What Services Does Unity Bank Ajao Estate Offer?
Unity Bank Ajao Estate offers retail and commercial banking services. The branch serves individuals, small businesses, and corporate clients within the Oshodi-Isolo corridor.
Services available at the branch include:
- Current and savings account opening
- Cash deposits and withdrawals
- Funds transfer (local and interbank)
- Loan and credit applications
- Cheque processing
- BVN registration and updates
What Is the Unity Bank USSD Code?
Unity Bank’s USSD code is *7799#. Services available on the USSD code include account opening, funds transfer, balance enquiry, airtime recharge, and payment of utility bills. Account holders can also verify their BVN on the platform.
The *7799# code was the first 4-digit USSD code introduced to the Nigerian banking market. It is designed for fast, secure, and mobile banking.
The Unity Bank transfer code works on all major mobile networks in Nigeria, including MTN, Airtel, Glo, and 9mobile.
The 4 most used Unity Bank USSD functions are:
- Balance enquiry – dial *7799#, select balance
- Internal transfer – dial 8266Account NumberAmount#
- Interbank transfer – dial 8269Account NumberAmount#
- Airtime recharge – dial *7799#, select airtime
What Banks Are Near Unity Bank in Ajao Estate?
There are 4 commercial bank branches within the Ajao Estate – Isolo corridor. These are:
- Unity Bank – 55, Murtala Mohammed Airport Road, Ajao Estate
- United Bank for Africa (UBA) – 10, Osolo Way, Ajao Estate, Lagos
- Enterprise Bank (former) – No. 1, Ganiyu Williams, by Osolo Way, Ajao Estate, Isolo
- Union Bank of Nigeria – Plot 8, Block K, Isolo Expressway, Isolo
Bank | Address | LGA |
Unity Bank | 55, Airport Road, Ajao Estate | Oshodi-Isolo |
UBA | 10, Osolo Way, Ajao Estate | Oshodi-Isolo |
Union Bank | Plot 8, Block K, Isolo Expressway | Oshodi-Isolo |
What Is the Unity Bank and Providus Bank Merger?
On August 6, 2024, the Central Bank of Nigeria approved the merger of Unity Bank and Providus Bank. The apex bank also approved a N700 billion bailout loan to facilitate the recapitalisation of the new banking entity.
The consolidation aims to help the enlarged entity meet the CBN’s N500 billion minimum capital requirement for national banks, announced in March 2024 with a 2026 compliance deadline.
As of February 18, 2026, the combined entity’s capital base is estimated to have exceeded the N200 billion threshold. The enlarged institution is expected to be rebranded as Providus-Unity Bank (PUB), combining Unity Bank’s established retail footprint in the northern markets with Providus Bank’s digital infrastructure.
Unity Bank Plc has a legacy of over 18 years and a retail banking network of more than 220 branches nationwide. Providus Bank is known for its innovative approach to banking and strong digital footprint.
What Does the Merger Mean for Unity Bank Customers?
The merger is in its final regulatory stage. Existing Unity Bank accounts, sort codes, and branch operations remain active during the transition. Customers at the Ajao Estate branch are advised to:
- Continue using existing account numbers and sort codes until officially notified otherwise
- Monitor communication from Unity Bank via SMS, email, or the official website at unitybankng.com
- Contact the branch directly at 08126413819 for branch-specific enquiries
How Do You Open an Account at Unity Bank Ajao Estate?
Account opening is not typically available through the USSD code. Visit a Unity Bank branch for new account opening.
To open an account at Unity Bank Ajao Estate, visit the branch at 55, Murtala Mohammed Airport Road, Ajao Estate, Isolo, Lagos, with the following documents:
- Valid government-issued ID (National ID, International Passport, or Driver’s License)
- Utility bill not older than 3 months (for address verification)
- 2 recent passport photographs
- BVN (Bank Verification Number)
Unity Bank offers a wide range of financial services to individuals, businesses, and the public sector, including loans, credit cards, savings, investments, and mortgages.
Lukmon Isiaq is a Lagos-based property researcher and street-level writer who has spent years studying the Ajah corridor the way most people never bother: on foot, in compounds, and in conversation with landlords, tenants, caretakers, and estate agents who operate where the listings end and the real story begins.
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